--- title: "How VA Loan Inspections Work: The Requirements You Need to Know" description: The VA home loan process comes with a number of rules and regulations. Learn about the VA loan inspection requirements you need to comply with to make sure the loan is approved. We'll tell you what to expect. image: https://pdxdirectrealty.com/hubfs/Imported_Blog_Media/image_147-3.png --- [Skip to content](https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know#main-content) [![PDX Direct Realty](https://pdxdirectrealty.com/hs-fs/hubfs/Black%20logo%20-%20no%20background-2.png?width=150&height=147&name=Black%20logo%20-%20no%20background-2.png)](https://pdxdirectrealty.com/) - Services Show submenu for Services - [Listing Services](https://pdxdirectrealty.com/listing-services) - [Buyer Services](https://pdxdirectrealty.com/buyer-services) - [Additional Services](https://pdxdirectrealty.com/additional-services) - [About Us](https://pdxdirectrealty.com/about-us) - [Customer Portal](https://pdxdirectrealty.com/customer-portal) Open main navigation Close main navigation - Services Show submenu for Services - [Listing Services](https://pdxdirectrealty.com/listing-services) - [Buyer Services](https://pdxdirectrealty.com/buyer-services) - [Additional Services](https://pdxdirectrealty.com/additional-services) - [About Us](https://pdxdirectrealty.com/about-us) - [Customer Portal](https://pdxdirectrealty.com/customer-portal) - [Contact Us](https://pdxdirectrealty.com/contact-us) [Contact Us](https://pdxdirectrealty.com/contact-us) [All posts](https://pdxdirectrealty.com/articles/all) December 22, 2023 # VA Loan Inspection Requirements: What You Need to Know By  PDX Direct  ·  2 minute read The VA home loan process comes with a number of rules and regulations. Learn about the VA loan inspection requirements you need to comply with to make sure the loan is approved. We'll tell you what to expect. ## VA Loan Inspection Requirements: What You Need to Know The VA loan inspection requirements are specific to the VA loan program. It is important for potential homeowners to be aware of the requirements for the loan before they apply. This article will cover the basics and answer questions that you may have about what you need to do in order to obtain a VA loan. ## What Is A VA Loan? A VA loan is available to veterans and active-duty military personnel. It is an attractive option for potential homeowners because it offers competitive interest rates and doesn't require a down payment. VA loans are guaranteed by the U.S. Department of Veterans Affairs. ## What Are The VA Loan Inspection Requirements? VA loan inspection requirements include an appraisal of the property, verification of the borrower's credit, and a physical inspection of the property. The appraisal and inspection are both required to ensure that the home meets the VA's minimum standards for health and safety. ## What Is Included in the Appraisal? The appraisal is an important part of the VA loan process. An appraisal is an estimate of the value of the property. The appraiser will make sure that the home meets all of the VA's requirements, and that it is in good condition. ## What Is Included in the Inspection? The inspection is an important part of the VA loan process. It is a thorough inspection of the entire property to ensure that it meets all the VA's safety and health standards. The inspector will check for signs of water damage, structural integrity, potential fire hazards, and more. ## What Are The Advantages Of VA Loans? VA loans offer many advantages. They generally have lower interest rates and don't require a down payment. The VA also provides lenders with a guarantee, so that if the borrower defaults on the loan, the VA will make up the difference. This makes them a less risky option for lenders and more attractive for potential borrowers. ## Conclusion It is important for potential homeowners to be aware of the VA loan inspection requirements. The appraisal and inspection ensure that the home meets the VA's standards for health and safety. VA loans offer several advantages, including low interest rates and no down payment. For more information on the VA loan process, speak with your lender. ## More Articles to Consider Reading [Electrical Inspection: A Crucial Step in Homebuying](https://pdxdirectrealty.com/articles/electrical-inspection-a-crucial-step-in-homebuying) [VA Renovation Loan: An Overview](https://pdxdirectrealty.com/articles/va-renovation-loan-an-overview) [VA Jumbo Loan: Exploring the Options](https://pdxdirectrealty.com/articles/va-jumbo-loan-exploring-the-options) [Navigating Foreclosures with a VA Loan: What You Need to Know](https://pdxdirectrealty.com/articles/navigating-foreclosures-with-a-va-loan-what-you-need-to-know) [Prequalification vs. Preapproval: Unveiling the Differences](https://pdxdirectrealty.com/articles/prequalification-vs-preapproval-unveiling-the-differences) [The Power of Mortgage Preapproval: Your Key to Homeownership](https://pdxdirectrealty.com/articles/the-power-of-mortgage-preapproval-your-key-to-homeownership) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know) [twitter icon](https://twitter.com/intent/tweet?url=https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know) [envelope icon](mailto:?body=https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know) [![PDX Direct Realty](https://pdxdirectrealty.com/hs-fs/hubfs/Black%20logo%20-%20no%20background-2.png?width=150&height=147&name=Black%20logo%20-%20no%20background-2.png "PDX Direct Realty")](https://pdxdirectrealty.com/) [List@PDXDirectRealty.com](mailto:List@PDXDirectRealty.com) (503) 847-2199 M-F 8am-5pm PST 3225 SW 87th Ave. #25653 Portland, OR 97225 Our Services - [Property Listing Services](https://pdxdirectrealty.com/listing-services) - [Home Buyer Services](https://pdxdirectrealty.com/buyer-services) - [Business Listing Services](https://pdxdirectrealty.com/contact-us) - [Additional Services](https://pdxdirectrealty.com/additional-services) Company Information - [About Us](https://pdxdirectrealty.com/about-us) - [Contact Us](https://pdxdirectrealty.com/contact-us) - [Terms of Service](https://pdxdirectrealty.com/terms-of-service) - [Privacy Policy](https://legal.hubspot.com/privacy-policy) - [Real Estate Articles](https://pdxdirectrealty.com/articles) **Customer Portal** - [Submit Listing Data](https://pdxdirectrealty.com/submission-options) - [Submit Photos](https://pdxdirectrealty.com/photo-submission) - [Submit Changes](https://pdxdirectrealty.com/submit-changes-form) - [Submit Documents](https://pdxdirectrealty.com/document-submission-form) Copyright © 2026, PDX Direct Realty - All Rights Reserved - Licensed in the State of Oregon ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "PDX Direct", "url" : "https://pdxdirectrealty.com/articles/author/pdx-direct" }, "dateModified" : "2023-12-22T19:42:56.931Z", "datePublished" : "2023-06-01T07:00:00.000Z", "headline" : "How VA Loan Inspections Work: The Requirements You Need to Know", "image" : [ "https://pdxdirectrealty.com/hubfs/Imported_Blog_Media/image_147-3.png" ], "mainEntityOfPage" : { "@id" : "https://pdxdirectrealty.com/articles/va-loan-inspection-requirements-what-you-need-to-know", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://pdxdirectrealty.com/hubfs/Color%20logo%20-%20no%20background.png" }, "name" : "PDX Direct Realty" } } ``` ```json { "@context" : "http://schema.org", "@type" : "Article", "author" : { "@type" : "Person", "name" : [ "PDX Direct" ] }, "datePublished" : "2023-06-01T07:00:00+0000", "description" : "The VA home loan process comes with a number of rules and regulations. 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